Finance / Insurance

The Elephant in the Room

Tax sheltering your investments using life insurance

posted Wednesday, March 11, 2015

by: in Finance / Insurance

If you have maxed out your RRSPs and used up all of your TFSA room, there are other options available which will allow you to continue to invest your money tax deferred. Most people think the only purpose life insurance serves is providing a tax free lump sum to their loved ones in the event […]

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The main concern…

posted Monday, March 2, 2015

by: in Finance / Insurance

Nobody wants to think about becoming disabled but it happens. Most people I have spoken to in my over 20 years working in the insurance industry were concerned about losing their job, having enough money in retirement, loss or damage to their home or vehicle without giving a second thought to what would happen if […]

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The 40% – Are you included?

posted Thursday, February 19, 2015

by: in Finance / Insurance

According to The Canadian Cancer Society a staggering 40% of all Canadians will develop cancer in their lifetime. I was never good with numbers, however it seems to me these days that an alarming number of Canadians are being diagnosed with one form of cancer or the other and the disease doesn’t appear to discriminate. […]

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Financial fitness – Easier than you think!

posted Thursday, January 22, 2015

by: in Finance / Insurance

It’s a new year, a time of renewal, a time when many of us make resolutions and set fresh goals. Whether your new year’s resolution involves losing weight, paying down or paying off debt, quitting smoking, or saving for retirement, resolutions not backed by solid plans of action are merely pipe dreams. I encourage everyone […]

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Afraid of all the Wrong Things

posted Monday, January 5, 2015

by: in Finance / Insurance

The movie “A Walk Among the Tombstones” starring Liam Neeson was an excellent flick and a huge take away from the movie for me was the phrase “People are afraid of all the wrong things” In my line of work I meet people every day who are afraid of a number of things ranging from […]

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Before You Pack Your Bags

posted Thursday, November 13, 2014

by: in Finance / Insurance

If you are like most Canadians, you probably love to travel and are planning your vacation down to the very last detail. Maybe you planned your  dream wedding in the tropics and are all excited and taken up with the wedding planner, invitations, and are probably busy  making  arrangements as you read this Newsfeed for […]

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Didn’t See That Coming

posted Friday, October 17, 2014

by: in Finance / Insurance

David Letterman has a funny segment in his show titled “Didn’t see that coming“, and usually the joke is about something that was bound to happen based on an individual’s prior actions. One of the things I speak to all of my clients about is critical illness insurance because the majority of the people you […]

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Difficult Conversations

posted Monday, September 15, 2014

by: in Finance / Insurance

Recently, I sat down to dinner with two of my clients and had an informal yet frank discussion about what kept them up at night. The number one issue was not money in of itself, but rather their failure, and one partner’s refusal to sit down as a couple and have a discussion about money […]

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Graduation Day – Are you prepared?

posted Monday, July 21, 2014

by: in Finance / Insurance

Every parent wants their children to have the benefit of a college or university education. There is no shortage of projections, speculation and reports that suggest in another 10 to 15 years, the total cost of post-secondary education including tuition, books, room and board, meals etc could easily hit $100,000 I have no desire to […]

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Are you busy texting while your child is locked in a sweltering hot car?

posted Tuesday, July 15, 2014

by: in Finance / Insurance

Whether you are an expectant parent, a new parent or your children are grown, one thing is certain in all cases (I hope). We love our children and would do anything to protect them. I can still remember quite vividly the day my son was born 18 years ago as if it were yesterday; and I […]

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