Health Insurance

Government’s coffers or your pocket……..You decide

posted Friday, April 1, 2016

by: in Finance / Insurance

If you live in Canada you will probably agree that we are taxed to death and soon we won’t know the difference between death and taxes. I am an advocate for paying one’s fair share of taxes, after all, for the most part we do get value for our tax dollars in Canada, especially when […]

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Health Insurance – Why you need it

posted Thursday, July 23, 2015

by: in Finance / Insurance

Extended Health & Dental Insurance may seem pricey if purchased as an individual product, with family coverage hovering (on average) in the $300 per month price range. One school of thought expressed by many people, especially small business owners that I speak with is, “I will end up paying for coverages I don’t need; I am […]

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Expect and prepare for the unexpected

posted Wednesday, July 8, 2015

by: in Finance / Insurance

The rationale for purchasing life insurance is pretty simple and obvious; you want to make sure that in the event of your premature death your family won’t  be saddled with debt or struggle financially. The gap that exists in the financial plan of many families in Canada (quite sadly) is the absence of critical illness insurance; […]

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Spring clean your finances

posted Monday, April 27, 2015

by: in Finance / Insurance

Spring is in the air and like most Canadians you are probably engaged in spring cleaning, throwing out stuff you don’t want, getting rid of the clutter built up over the winter, and maybe buying new stuff like patio furniture, garden supplies or a new BBQ. This is a time of renewal; out with the […]

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Metal Brick & Mortar

posted Wednesday, April 8, 2015

by: in Finance / Insurance

I have worked in the insurance industry for pretty much my entire working life; I have sold thousands of policies, many of them covering buildings and automobiles. Recently one of my clients (who is also a good friend), bought a new home and I went to over to see the new place and to celebrate […]

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Charity begins at home

posted Monday, March 30, 2015

by: in Finance / Insurance

When I am not busy protecting families with Life & Critical Illness insurance, I host a radio show on a Toronto radio station every Saturday night, and last week I played a song that got me thinking about what I do every day and why. The punch line to the song is “You’ve got to […]

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The main concern…

posted Monday, March 2, 2015

by: in Finance / Insurance

Nobody wants to think about becoming disabled but it happens. Most people I have spoken to in my over 20 years working in the insurance industry were concerned about losing their job, having enough money in retirement, loss or damage to their home or vehicle without giving a second thought to what would happen if […]

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Financial fitness – Easier than you think!

posted Thursday, January 22, 2015

by: in Finance / Insurance

It’s a new year, a time of renewal, a time when many of us make resolutions and set fresh goals. Whether your new year’s resolution involves losing weight, paying down or paying off debt, quitting smoking, or saving for retirement, resolutions not backed by solid plans of action are merely pipe dreams. I encourage everyone […]

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Afraid of all the Wrong Things

posted Monday, January 5, 2015

by: in Finance / Insurance

The movie “A Walk Among the Tombstones” starring Liam Neeson was an excellent flick and a huge take away from the movie for me was the phrase “People are afraid of all the wrong things” In my line of work I meet people every day who are afraid of a number of things ranging from […]

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Didn’t See That Coming

posted Friday, October 17, 2014

by: in Finance / Insurance

David Letterman has a funny segment in his show titled “Didn’t see that coming“, and usually the joke is about something that was bound to happen based on an individual’s prior actions. One of the things I speak to all of my clients about is critical illness insurance because the majority of the people you […]

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