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posted Friday, April 1, 2016
If you live in Canada you will probably agree that we are taxed to death and soon we won’t know the difference between death and taxes. I am an advocate for paying one’s fair share of taxes, after all, for the most part we do get value for our tax dollars in Canada, especially when […]
posted Sunday, October 25, 2015
When someone passes away, their estate is subject to a process known as probate, and you may have heard this phrase “The will has to go through Probate” before the assets in someone’s estate can be distributed to beneficiaries. What is probate? Probate is a legal process that confirms an executor’s authority to distribute assets […]
posted Thursday, July 23, 2015
Extended Health & Dental Insurance may seem pricey if purchased as an individual product, with family coverage hovering (on average) in the $300 per month price range. One school of thought expressed by many people, especially small business owners that I speak with is, “I will end up paying for coverages I don’t need; I am […]
posted Tuesday, May 26, 2015
Most of us are well-intentioned, hard working Canadians. We go to work or run our businesses with vim and vigor; we want to provide for our families and create a bright and prosperous future. The future is created by the actions we take today, and unfortunately too many of us take the attitude of “I will […]
posted Monday, April 27, 2015
Spring is in the air and like most Canadians you are probably engaged in spring cleaning, throwing out stuff you don’t want, getting rid of the clutter built up over the winter, and maybe buying new stuff like patio furniture, garden supplies or a new BBQ. This is a time of renewal; out with the […]
posted Wednesday, March 11, 2015
If you have maxed out your RRSPs and used up all of your TFSA room, there are other options available which will allow you to continue to invest your money tax deferred. Most people think the only purpose life insurance serves is providing a tax free lump sum to their loved ones in the event […]
posted Thursday, January 22, 2015
It’s a new year, a time of renewal, a time when many of us make resolutions and set fresh goals. Whether your new year’s resolution involves losing weight, paying down or paying off debt, quitting smoking, or saving for retirement, resolutions not backed by solid plans of action are merely pipe dreams. I encourage everyone […]
posted Monday, September 15, 2014
Recently, I sat down to dinner with two of my clients and had an informal yet frank discussion about what kept them up at night. The number one issue was not money in of itself, but rather their failure, and one partner’s refusal to sit down as a couple and have a discussion about money […]
posted Friday, July 4, 2014
Life insurance for many people represents a grudge purchase; a necessary evil that is imposed on them. Unfortunately too many people, including small business owners don’t see past the obvious benefits of insurance (paying out a death benefit), and as a result they miss the opportunity to not only grow their money tax deferred, but […]
