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posted Tuesday, December 7, 2021
Why You Need to Start an RRSP Plan If you want to retire and enjoy financial freedom, you need to start an RRSP plan today. If you’re like most Canadians, you might not know what an RRSP, or Registered Retirement Savings Plan, is or why you should be using one. This article guides you through […]
posted Friday, April 1, 2016
If you live in Canada you will probably agree that we are taxed to death and soon we won’t know the difference between death and taxes. I am an advocate for paying one’s fair share of taxes, after all, for the most part we do get value for our tax dollars in Canada, especially when […]
posted Friday, December 11, 2015
Many Canadian parents save in an RESP for the purpose of funding their children’s post-secondary education. The federal government will contribute up to a maximum $7,200 towards each child’s post-secondary education provided you save $36,000, making the total available $43,200 (assuming your investment doesn’t lose any money and/or growth remains flat). Like an RRSP or […]
posted Wednesday, August 19, 2015
If you run your own business, it makes sense to hire an invisible employee who is always unseen, never comes in late, never calls in sick, never adds to your statutory deductions, will never cost you a dime in severance payments, and will repay you dollar in salary they received if you decide to terminate […]
posted Thursday, July 23, 2015
Extended Health & Dental Insurance may seem pricey if purchased as an individual product, with family coverage hovering (on average) in the $300 per month price range. One school of thought expressed by many people, especially small business owners that I speak with is, “I will end up paying for coverages I don’t need; I am […]
posted Tuesday, May 26, 2015
Most of us are well-intentioned, hard working Canadians. We go to work or run our businesses with vim and vigor; we want to provide for our families and create a bright and prosperous future. The future is created by the actions we take today, and unfortunately too many of us take the attitude of “I will […]
posted Monday, April 27, 2015
Spring is in the air and like most Canadians you are probably engaged in spring cleaning, throwing out stuff you don’t want, getting rid of the clutter built up over the winter, and maybe buying new stuff like patio furniture, garden supplies or a new BBQ. This is a time of renewal; out with the […]
posted Wednesday, April 8, 2015
I have worked in the insurance industry for pretty much my entire working life; I have sold thousands of policies, many of them covering buildings and automobiles. Recently one of my clients (who is also a good friend), bought a new home and I went to over to see the new place and to celebrate […]
posted Wednesday, March 11, 2015
If you have maxed out your RRSPs and used up all of your TFSA room, there are other options available which will allow you to continue to invest your money tax deferred. Most people think the only purpose life insurance serves is providing a tax free lump sum to their loved ones in the event […]
posted Monday, March 2, 2015
Nobody wants to think about becoming disabled but it happens. Most people I have spoken to in my over 20 years working in the insurance industry were concerned about losing their job, having enough money in retirement, loss or damage to their home or vehicle without giving a second thought to what would happen if […]
