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posted Friday, April 1, 2016
If you live in Canada you will probably agree that we are taxed to death and soon we won’t know the difference between death and taxes. I am an advocate for paying one’s fair share of taxes, after all, for the most part we do get value for our tax dollars in Canada, especially when […]
posted Wednesday, April 8, 2015
I have worked in the insurance industry for pretty much my entire working life; I have sold thousands of policies, many of them covering buildings and automobiles. Recently one of my clients (who is also a good friend), bought a new home and I went to over to see the new place and to celebrate […]
posted Monday, March 30, 2015
When I am not busy protecting families with Life & Critical Illness insurance, I host a radio show on a Toronto radio station every Saturday night, and last week I played a song that got me thinking about what I do every day and why. The punch line to the song is “You’ve got to […]
posted Wednesday, March 11, 2015
If you have maxed out your RRSPs and used up all of your TFSA room, there are other options available which will allow you to continue to invest your money tax deferred. Most people think the only purpose life insurance serves is providing a tax free lump sum to their loved ones in the event […]
posted Monday, January 5, 2015
The movie “A Walk Among the Tombstones” starring Liam Neeson was an excellent flick and a huge take away from the movie for me was the phrase “People are afraid of all the wrong things” In my line of work I meet people every day who are afraid of a number of things ranging from […]
posted Friday, October 17, 2014
David Letterman has a funny segment in his show titled “Didn’t see that coming“, and usually the joke is about something that was bound to happen based on an individual’s prior actions. One of the things I speak to all of my clients about is critical illness insurance because the majority of the people you […]
posted Monday, September 15, 2014
Recently, I sat down to dinner with two of my clients and had an informal yet frank discussion about what kept them up at night. The number one issue was not money in of itself, but rather their failure, and one partner’s refusal to sit down as a couple and have a discussion about money […]
posted Tuesday, July 15, 2014
Whether you are an expectant parent, a new parent or your children are grown, one thing is certain in all cases (I hope). We love our children and would do anything to protect them. I can still remember quite vividly the day my son was born 18 years ago as if it were yesterday; and I […]
posted Friday, July 4, 2014
Life insurance for many people represents a grudge purchase; a necessary evil that is imposed on them. Unfortunately too many people, including small business owners don’t see past the obvious benefits of insurance (paying out a death benefit), and as a result they miss the opportunity to not only grow their money tax deferred, but […]
posted Wednesday, June 11, 2014
Most of us are familiar with the popular television series “The Walking Dead” The show while totally fictional, gives great insight into how many humans behave – Just like the Walking Dead. The Walking Dead sucks the life out of the living and they do so without thinking. It appears that they are programmed to […]
